GoFundMe in Europe: Fees, Availability and Alternatives

Publicat 15 de gen. 2024. Actualització: 24 de set. 2026.
GoFundMe in Europe: Fees, Availability and Alternatives

Looking for a GoFundMe alternative in Europe? This comparison explains how 4fund.com and GoFundMe differ in terms of fees, availability, payments and fundraising tools. It also shows what makes 4fund.com a great choice for raising money online.

People raising money for a personal cause, creative project or business idea may already know GoFundMe, one of the most popular crowdfunding platforms. However, GoFundMe may not meet every organiser's needs. Before starting a fundraiser, it is worth checking other options.

4fund.com is a GoFundMe alternative for people who want to raise money online. It provides useful tools for creating, managing and promoting fundraisers. Organisers can collect one-time or recurring donations and reach supporters from different countries. 4fund.com is a European fundraising platform that is free to use. It is worth checking what the platform can offer.

GoFundMe & 4fund.com - Key Facts

  • Availability: GoFundMe is available to organisers in some European countries. 4fund.com provides its payment services across the European Economic Area (EEA).
  • Fees: GoFundMe deducts a transaction fee from each donation. 4fund.com has no mandatory platform or transaction fees.
  • Withdrawals: GoFundMe sends withdrawals to the organiser's bank account, and they usually take a few business days. 4fund.com provides fast withdrawals to verified Visa and Mastercard payment cards, usually within a few minutes.
  • Recurring donations: GoFundMe supports monthly donations and charges donors an additional 5% fee for recurring payments. 4fund.com supports recurring donations and recurring fundraisers with support tiers.
  • Fundraising tools: GoFundMe provides tools for managing and sharing fundraisers. 4fund.com includes additional fundraising tools such as offers, auctions, donation boxes, tracking links and access to donor email addresses.

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4fund.com team members standing together in front of a building
Meet the team behind 4fund.com

Why choose a GoFundMe alternative?

GoFundMe is a popular crowdfunding platform, but it may not meet every fundraiser's needs. It is also not available to organisers in every European country. Fees, withdrawal options, payment methods and available features can be different on each platform. For this reason, it is worth comparing GoFundMe alternatives before starting to raise money.

GoFundMe availability in Europe

GoFundMe is available in some European countries, but not in all of them. In Europe, organisers can currently create fundraisers in Austria, Belgium, Denmark, Finland, France, Germany, Ireland, Italy, Luxembourg, the Netherlands, Norway, Portugal, Spain, Sweden, Switzerland and the United Kingdom. To create a fundraiser, the organiser must meet the requirements of one of the countries supported by GoFundMe.

4fund.com is a great alternative based in Europe. The platform operates under a licence from the Polish Financial Supervision Authority (KNF). It is a licensed payment services provider and can provide its payment services across the European Economic Area (EEA): Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.

4fund.com is also designed for international fundraising. Supporters can donate from around the world, and the platform is available in 30 languages. Fundraiser descriptions can also be translated automatically. This makes it easier to share a fundraiser with people from different countries.

Map of Europe showing fundraising activity on 4fund.com
Fundraising activity across Europe on 4fund.com.

GoFundMe fees and costs

How much does GoFundMe take? It is free to start and manage a fundraiser on GoFundMe, but a transaction fee is deducted from each donation. In European countries that use the euro, this fee is usually 2.9% + €0.25 per donation.

4fund.com works differently. Organisers can start and manage a fundraiser without mandatory platform or transaction fees. They can also make withdrawals for free. 4fund.com is supported mainly by optional donations from users. Some additional services, such as fundraiser promotion, are paid.

4fund.com screen showing the voluntary support fee slider
Users can choose the amount of voluntary support for 4fund.com.

GoFundMe payments and withdrawals

When a supporter donates to a GoFundMe fundraiser, the available payment methods depend on the country where the fundraiser was created. In European countries, donors can mainly use debit and credit cards. Apple Pay and Google Pay are also available in many supported regions.

GoFundMe withdrawals are sent to the organiser's bank account. After a transfer is sent, it usually takes a few business days for the money to reach the account.

On 4fund.com, supporters can donate using Visa, Mastercard, Apple Pay, Google Pay, iDEAL, Bancontact, SOFORT, Skrill, Revolut, ZEN.COM, N26, UnionPay, MB Way, Multibanco and EPS.

4fund.com also gives organisers fast access to the money they collect. Organisers can withdraw funds at any time. Withdrawals are usually made to a verified Visa or Mastercard payment card and take only a few minutes.

Currency support works in a similar way on both platforms. Donors can pay in supported foreign currencies, while the donation is converted into the currency used by the fundraiser. On 4fund.com, fundraisers are created in EUR.

Payment methods available on 4fund.com, including Visa, Mastercard, Revolut, N26, ZEN.COM, Bancontact, MB Way, Multibanco, EPS, Apple Pay, Google Pay and Skrill
4fund.com supports many payment methods for donations.

GoFundMe similar pages

There are several large crowdfunding platforms with different models. GoFundMe is focused mainly on personal fundraising and donations. Kickstarter and Indiegogo are well-known international platforms for creative projects, new products and business ideas. Patreon is focused on recurring support for creators, artists and online communities.

Some GoFundMe alternatives focus more on specific local markets. JustGiving is widely used in the United Kingdom, while iDonate is an Irish fundraising platform. Zrzutka.pl is designed mainly for fundraising in Poland. These platforms can be useful for organisers who want to focus on supporters in a particular country or market.

4fund.com takes a broader European approach. It provides its payment services across the European Economic Area (EEA) and supports international fundraising. Organisers looking for a GoFundMe alternative can compare availability, fees, payment methods and fundraising tools before choosing a platform.


GoFundMe vs 4fund.com

GoFundMe and 4fund.com both help people raise money online, but they provide different fundraising tools. The following features show some of the options available on both platforms and the additional tools available on 4fund.com.


Offers and auctions

4fund.com gives organisers more ways to raise money than just collecting donations. With offers, organisers can provide products or services in return for support, such as handmade products, digital content or services related to their project. GoFundMe focuses mainly on donations and does not have a built-in marketplace for individual fundraisers, which makes offers one of the features that sets 4fund.com apart.

Organisers can also run auctions directly on their fundraisers. Supporters can place bids, and the winning bid supports the fundraising goal. Other verified 4fund.com users can also add their own offers to a fundraiser and help collect more money.

Team fundraising

GoFundMe provides team fundraising. The organiser can invite other people to join the fundraiser as team members. They can help share the fundraiser, post updates and thank donors. GoFundMe also provides unique links that help track how much each team member has raised.

4fund.com has different tools for fundraising together. With donation boxes, other users can collect donations for a fundraiser through their own pages. Users can also add their own offers to the fundraiser. This gives supporters another way to actively help collect money, not only by making a donation themselves.

Recurring donations

Both GoFundMe and 4fund.com allow supporters to make recurring donations. On GoFundMe, donors can choose monthly support if this option is available for the fundraiser. GoFundMe charges donors an additional 5% fee on every recurring donation, on top of the usual transaction fee. This extra fee does not reduce the amount received by the organiser.

On 4fund.com, organisers can also receive recurring support. They can enable recurring donations on a one-time fundraiser or create a recurring fundraiser. A recurring fundraiser can also include support tiers with different benefits for supporters and posts available only to people who provide regular support.

Access to donor contact information

Staying in touch with donors can be important for organisers who want to build a community around their fundraiser. GoFundMe lets organisers manage donations and thank supporters through the platform. However, individual organisers do not get a complete list of donor contact information.

4fund.com gives organisers access to donor contact details. This makes it easier to communicate with people who have supported a fundraiser, thank them directly and keep them informed about its progress. It can also help organisers build long-term relationships with supporters and encourage them to stay involved in the cause.


Crowdfunding Platforms in Europe

GoFundMe and 4fund.com both provide useful tools for online fundraising, but they work in different ways. For organisers looking for a European fundraising platform, 4fund.com provides a simple way to collect money without mandatory platform or transaction fees.

With fast withdrawals, many payment methods, recurring donations, offers, auctions and tools for fundraising together, 4fund.com gives organisers different ways to reach their goals and engage their supporters.

Collect for what you want. 100% free. No fee.

Collect for what you want. 100% free. No fee.


GoFundMe & 4fund.com - FAQ

Still have questions about GoFundMe and its alternatives? Here are quick answers about fees, availability, payment services and fundraising features.

How much does GoFundMe take from donations?

GoFundMe does not charge a fee to start or manage a fundraiser, but a transaction fee is deducted from each donation. In European countries that use the euro, this fee is usually 2.9% + €0.25 per donation. Recurring donations also include an additional 5% fee paid by the donor.

Is GoFundMe available in Europe?

Yes, but not in every European country. Organisers must meet the requirements for one of the countries supported by GoFundMe.

Is GoFundMe a licensed payment services provider?

GoFundMe states that it is not a payment processor and does not process or hold funds itself. It uses third-party payment processors to handle donations and withdrawals. 4fund.com, on the other hand, is a licensed payment services provider supervised by the Polish Financial Supervision Authority (KNF).

What are the European alternatives to GoFundMe?

There are several fundraising platforms available in Europe. One example is 4fund.com, a European GoFundMe alternative that provides its payment services across the European Economic Area (EEA). Organisers can raise money without mandatory platform or transaction fees.

Can organisers run charity auctions on GoFundMe?

GoFundMe does not provide a built-in auction tool for individual fundraisers. On 4fund.com, organisers can run auctions directly on their fundraisers. Supporters can place bids, and the winning bid supports the fundraising goal.

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