Hello. I'm Avelino Miguel, I have a beautiful wife and three children. Ah, for 4 years we lived abroad and like any emigrant we had the dream of returning to Portugal Then about 4 years ago my grandfather passed away and I always had the dream of keeping his house when he passed away. So we went to the bank to get a loan but the house wasn't 100% legal. So my father and my aunt solved the problem by legalizing the house. But the process was very time consuming. So our bank agent suggested that we take out a personal loan of €50,000 to buy the house, and later we would take out a mortgage to pay off the personal loan. We did so, later we went to the bank and our agent told us that the law had changed and we would now have to wait 2 years before we could take out a mortgage on the house. So at the moment we find ourselves paying around €1000 in credit per month. I work as a gardener and my salary is €800, my wife can't find a job compatible with the family, our three children are a lot of work, Our oldest son has Asperger's syndrome "mild autism" I do some work on the side and my wife also does a few hours of cleaning but it's not enough. This Christmas we don't even have money to buy a small gift for each child. That's why I'm hereby asking for your help to improve my family's conditions by helping to settle this credit, which currently stands at €39,000. I sincerely ask you to help me. Thank you all