Dear donors!

I will be honest. I'm not collecting for a big organization or other charity. I found this site and am trying to see if people can help selflessly.

Unfortunately I managed to get caught in a debt ring in my early twenties. I started university but didn't finish, which left me with a student loan of 5 million forints, but fortunately I only have 2 million forints left. I did not succeed and I was out of work for 1 year, so both loans went into collection and the costs multiplied. Since then I have had a job for almost 8 years now (not in the same place) but unfortunately I have paid the instalments in vain and the amount keeps increasing.

I don't live large, I spend all my salary on repaying loans that I don't need to live. I don't travel, I just work extra hours, but unfortunately 33% of my salary is deducted, which leaves a maximum of 200000 HUF. I try to pay as much as I can, but the debt is not decreasing but increasing.

At the moment I have a debt of 4000000 HUF at the local debt collector and at the National Tax and Customs Office (NAV) 18000000.

The amount held by the debt collector could hopefully be reduced by a higher repayment to the debt collector.

This would be the history.

Why am I asking for help?

Even though the amount I am collecting is large, I would be happy with a smaller amount, either to pay it off in advance or to complete a course of study that would allow me to be free, even if I work abroad and persevere.

I have 2 plans for this:

The first Data Science course is about 1500000 Forint but financially it is a good investment because I have IT background (I studied at PPKE ITK but I didn't finish it)

The second one is to do a technical course in Civil Engineering for a smaller amount of money, but you can earn money abroad.

To sum up, I am not asking you primarily to save me from what I have caused myself, but to help me to start on a path towards a stable future