Name Ivan Skocilovic

Solo Score: none

Amount Requested: from 70.000 - 200.000 

Tip Amount: basically I would like to give something but I don't have anything before my next paycheck which will be in the beginning of next month

Reason for request 

Regards dear people, first of all I'm hoping that you are all okay.

To the all of people who will judge me or something, well I will apologise myself for disturbing you guys with my private things, but I don't know anymore where I can look or find someone who can lend me. So if there is really someone who is willing to help me, I want to closure the contract with him, the legitimate one. I'm willing to accept the interest around 30% to 50%, and I can manage to repay someone up to 1100 euros monthly as long as it needs to be, even if that is 20 years.

Here is my story, and before everything I want you guys to understand that I know that we all have ups and downs in life, and also problems of ourselves, but if there is someone who can help me and make the contract with me, yeah I'm going for it.

I work in IT in Zagreb and I would say that I have an ok salary, approx. 1350-1650 euros depending on whether I travel for business that month or not. Sister also has about the same amount of salary as me, while the girlfriend just recently returned from sick leave, after 6 months for the chemotherapy she underwent, but hers is currently much less, approx. 700 euros per month. From the beginning of March this year, everything is on me, since she went on sick leave, I've taken care of paying the apartment rent,and as they say, put myself into high gear just to help her as much as I can when she's at her most difficult period of life. Now she is back at work and I believe the worst is behind us. However, in order to keep up with all the massive private examinations she was going to, and operations purely to get rid of the cancer on the spine as soon as possible, and on top of all that, the apartment rent, my monthly expenses, family, college, all this brought me to the situation where I don't see a way out. Because last week I received a warning that my accounts will be blocked actually restricted for who knows how long, and I don't want to allow that. Why did I actually get to that point, in order to keep up with everything, I took smaller loans from agencies that give them in Croatia. For a short period and that hit me where, for example, when you borrow approx. 1,000 euros, you have to pay back 2,000 euros in a month, something like that. And I just can't do it anymore. At home, however, the situation is not the best. I have old parents, my father is be 75 years old, and my mother is literally fighting for her bare life. Together with her, we defeated breast cancer twice, but all this left an impact on her and now she is fighting another disease. I don't know how long my parents will be there for me, but I know it won't be long. That's why they transferred the house on me and my sister, while my sister will leave in a few years, and I'm staying where I am. To make matters even worse, for the past few months I have been looking online for anyone, any agency, a bank, just to get a bigger loan, with which I could untangle the small ones I have and the two loans I have in Zaba bank and the RBA bank and with the rest to keep it aside for difficult moments are coming to me. I burned myself too many times. Everyone promised me a loan, I would pay one processing fee, then this and that, and I would never get the loan. This week they also cheated me and I literally, out of desperation, published a post asking for help because I don't know where to look anymore. One week ago I was scammed, actually loose my whole paycheck here on Reddit, because I was so desperate to fin someone I was thinking thst I finally found and yeah she got me well, and that day I really fall on the rock of bottom. Actually that day I even thought to do something to myself. Because the moment when I need to explain everything I put myself on my back to my father, was one of the most horrible moments of my life, to see someone how is calming you down but in their eys you can see disappointment.

If You can loan bigger amount of money I will close all my loans I have, and have only one. The rest will be on my accout for upcoming hard years that I expect. Loosing the both parents, and I know that my girlfriend will also need more medical treatment aswell.

For me I don't care where I giving back the money, to you or the bank, so if you do really help me that means it will be you.

For the monthly repayment you don't need to worry about because me and my sister will take care of it. Sooner or later my girlfriend too when she fully recover.

Sorry if I disturb you with my private problems guys, but I think better to tell you all everything than nothing. Because I'm in point of life where I don't know anymore what to do.

So if you can help me. I'm listening it.

Actually I don't know how long my mother can take it up, today when I got home she told me that she took 20-30 pills because she is in really rough medical condition. I mean, maybe you can beat two times chemotherapy but it will definitely live a mark on you. So yeah the most important thing is for me to secure for me and my sister that we can got trought that period which will be sooner or later at least easily without thinking can we afford ourselves funreal, so sad to say when I need to say it, but it is what it is. Also we need to fix our family graveyard too. Secund most important thing for me is to get back in fight with my girlfriend and her illness too, we went trought period od chemotherapy recently and I want to continue thst fight. Honestly I couldn't believe that girls can be so angry all the time, but I do understand now why. Especially if your health is question. Also I want to get myself better car, I mean I have a car where there is no heating and it is 23 years old so yeah at least one with heating and smaller amount of kilometers.

This month I was scammed twice. The first on ended in completely mess too. I was sure that I will get it when they out of nowhere they asking me to pay more and I don't have from anywhere even borrow it to do it, but even if I have from somewhere to borrow it to pay them I wouldn't because it appears that I got scammed once again. The amount they approved me was 200.000 euros on the same period od 20 years, and they wrote to me thst my monthly payment will be 1200 euros, so I accepted that. Because I was willing to give almost my whole paycheck to the credits. And I still want that, because I'm going to work part time from next week so I will have another income in my life to. I'm going to deliver food for Wolt company after my regular job. Okay, so what I'm planning to do with the loan. My sister have 30.000 euros of credit, I have all of them, around right now with unpayed bills and everything 40.000 euros, maybe more, maybe less, my girlfriend have 20.000 euros of debt. So I want to close all that and end have only one in which will be involved me my sister and my girlfriend. We all together are gonna repay it. And we all together can for sure even if something happens manage to pay back monthly up to 1200 eurso.

So guys...I don't want anything from anyone that I can't trust. I just what help from someone who can help me, and is willing to give me the contract. For me is the rest, to secure myself every month enough for repayment even if the hard time appears. I can afford myself to loose the trust that someone gives me especially to someone who is going to help me, because if I don't receive the loan or help in next few days I'm really screwed, so deeply you can't even imagine.

And because of urgency of situation, because I didn't receive the loan from I guess scammers right now, what they have been told me that I will receive it couple weeks ago, the things are going to be even worse than I thought it will be. I don't know how to tell my sister right now, even to my girlfriend, even to everyone that I own right now, banks, credits agency, friends, everyone that already know that I was scammed once again and that I can't do anything what I was planning to do. 

So this is everything right now, you know all my situation. I just want someone who can I trust, nothing more. For monthly payment you don't need to worry about because me and my sister and girlfriend will have enough to repay it back to you. But now is the time when I need it. Also, I'm willing to give you any documents you need of mine so you can be sure that I'm not lying to you guys.

Now I'm in you hands guys, I don't have any more options besides to ask here for help, I tried all of them, lost so much money you can't even imagine, I think it is around now more then 6000 euros in the past 4 months for the applications for the laon that I didn't receive and I can't take pressure that is on my back right now anymore. I really can't so remember that if you accept to help me, you will save me, my family, and the family of my girlfriend. I will be finally managed to finish the college, and get things on the right path.

I only want the trust, I I'm willing to give it back to you, I promise it with my life. I'm even ashamed of myself because I'm begging someone that I don't know for help, that's how I'm desperate.

Give me guys a chance, I will be greatfull all my life to you, me and people around me, just give me a chance and you won't regret it. If anymore want to talk or something, just DM me or sent email on [email protected]

Cheers to all of you guys and sorry for long post.

Best regards, Ivan.