Hi,

I will try to make a long story short. I am now 37 years old, when I was a teenager I made a lot of bad choices in life that resulted in economic debt. It was 100% bad decisions from my side and the debt grew.

Fast forward to today, I have a beautiful daughter and wife. We struggle economically because of my bad economic history. I have a relatively good paying job but my salary goes straight to interest payments. The debt is barely shrinking even though I pay as much as possible every month, year after year.

I feel that I cannot give my daughter the life she deserves and that I want to give her.

I had a pretty rough childhood and in other aspects, like bullying, both at home and in school and I understand now that we also had it tough financially.

I am trying to get out of it but it feels impossible. The total debt is 50.000 EUR.

Any help reaching my dream of be able to give my daughter a better life is appreciated.

Thank you.