Good morning everyone,

I'm writing here because I'm in a lot of trouble.

I am a mum, have an 8 year old daughter and have only been working regularly for a few months. However, some expenses and unforeseen events have put me in serious trouble. I have debts and I urgently need to solve health problems, the costs of which are not covered by health insurance.

I feel ashamed, but at the same time I hope that someone can help me to get through this difficult time and find a personal and family balance again. I am asking for financial support to deal with the outstanding rent payments, childcare costs for my daughter and urgent health problems.

I am afraid that the debts could develop into even bigger problems that would affect not only me but also my daughter. The banks will not grant me a loan as I have only been freelancing for a few months and I have no family to act as a guarantor.

Thank you to anyone who is willing and able to help me in any way.